My debtfree diary

2 Posts
Hi everyone,
Well I've tried to get out of debt several times, so I'm hoping this diary will prove the extra motivation I need to stop living beyond my means and finally pay down my credit card debts.
Barclaycard: £1,769
JL Partnership: £1,797
Lloyds: £1,187
I'm getting married at the end of next year, and really want to be debt free. So not only do I need to clear outstanding debts, I need to make sure I'm not spending anymore on my credit cards.
Its a change in lifestyle for me more than anything...instead of seeing something I want to buy and just going for it. I need to see something I want to buy, first of all think do I really need it, and then if I do start to save up to buy it...
Anyway, I'll track my progress here :T
Well I've tried to get out of debt several times, so I'm hoping this diary will prove the extra motivation I need to stop living beyond my means and finally pay down my credit card debts.
Barclaycard: £1,769
JL Partnership: £1,797
Lloyds: £1,187
I'm getting married at the end of next year, and really want to be debt free. So not only do I need to clear outstanding debts, I need to make sure I'm not spending anymore on my credit cards.
Its a change in lifestyle for me more than anything...instead of seeing something I want to buy and just going for it. I need to see something I want to buy, first of all think do I really need it, and then if I do start to save up to buy it...
Anyway, I'll track my progress here :T
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Loan - £0 / £13900 (@4.9%)
Overdraft - £-942.79 / £-1800
Mortgage - £58000 ish (awaiting login details)