Mortgage newbie help required

Jash7

Hi all, I'm in need for some help.

I set up a company 4 years back. The start of this year's I provided all my shares to my mother as she can run the company much better than me. I did not like the stress etc I take a Director role but have no financial interest in the company anymore.

I'm now legally employed with monthly payslips (PAYE)
I have 8 months payslips.

I have gone to TSB/ Nationwide and the underwriters have confirmed no issues as our company accountant provided reference stating the company is in a good position and can always make monthly payments to me without hindrance and the facts are correct.

No need to provide company accounts as the accountants letter is enough. The company accounts show a broker even amount on propose to avoid 20 percent corporation tax all set up this way etc.

I went to a broker a week or two ago and they said they would need much more. Due to the fact it is a family business.

This all seems too easy? The original broker (L&C) prepared me for a challenge in getting a mortgage.

The total value of property is £179K we have a 55K deposit.

Any advice would be appreciated.

I earn 34k a year my partner earns 22k per year in a separate role not affiliate with company.