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Remortgaging FROM Kensington.
Comments
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You have a four year old default?
Is that the only blemish?
What was the default for and the amount involved?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
You have a four year old default?
Is that the only blemish?
What was the default for and the amount involved?
Vodafone, £151.
That was the only problem that I have had -- Otherwise I've got a phone contract that I am currently paying off each month on time, plus I've had an iPad out in April that I paid off in June. (barclays finance)[STRIKE]1/12/16 - £152,599.00 [/STRIKE]
[STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
11/11/18 - £142,074.00
Barclays Car (5.99%)£0/£8,832.370 -
How did you end up focusing on KMC.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
How did you end up focusing on KMC.
It was the advice of the mortgage adviser... He tried Halifax, Natwest, RBS they all declined me..[STRIKE]1/12/16 - £152,599.00 [/STRIKE]
[STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
11/11/18 - £142,074.00
Barclays Car (5.99%)£0/£8,832.370 -
Doesn't sound like vodaphone is the only problem then.
What has your broker said about moving away from KMC at the end of the product term?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Doesn't sound like vodaphone is the only problem then.
What has your broker said about moving away from KMC at the end of the product term?
I'm not 100% sure, but checking my file it is the only default reported.
I've not asked yet, but I hope that I can move!
I think it's the search history, as last month we took out sofa's from DFS and they serached me three times *hard searches* as people call it..[STRIKE]1/12/16 - £152,599.00 [/STRIKE]
[STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
11/11/18 - £142,074.00
Barclays Car (5.99%)£0/£8,832.370 -
How much deposit is going in? 15%?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
There is more to this than the four year old default and the recent DFS searches.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
There is more to this than the four year old default and the recent DFS searches.
literally, that's the only thing on my credit report..
bar from the default I had removed as it was false put on me... I've just put a dispute on equifax also as it still showed...[STRIKE]1/12/16 - £152,599.00 [/STRIKE]
[STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
11/11/18 - £142,074.00
Barclays Car (5.99%)£0/£8,832.370
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