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Council tax arrears

Snakes93
Snakes93 Posts: 6 Forumite
in Mortgages & endowments
Hi was hoping someone could advise.
My partner and I have just made a mortgage application. After application we were looking through bank statements and realised he did not tell the mortgage advisor about council tax arrears he had at a previous property. He has only one payment left to make.

Have we doomed our application?

Comments

  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Council Tax arrears are known only to you, the council and any court who happened to issue a summons/liability order - they are not recorded on a credit record so they'd never know unless you told them.

    Craig
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
  • Snakes93
    Snakes93 Posts: 6 Forumite
    I'm just concerned they will ask what the direct debit every month is for as they will see it on his bank statements. Stress!
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    May be recorded here.

    http://www.trustonline.org.uk/

    You can check for yourself.
  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thrugelmir wrote: »
    May be recorded here.

    http://www.trustonline.org.uk/

    You can check for yourself.

    It won't be as it's not a CCJ - council tax uses liability orders.

    Craig
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
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