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Is it worth paying voluntary contributions to make up old National Insurance years?

snowqueen555 · 2016-08-14 20:20:14

Hi all, Can't find a definitive answer on google at all! I currently have 10 years paid NI (so 25 years more needed for the full state pension), with 3 uncompleted years that I can make up the difference. Is it worth it? I am in my late 20's so have a lot of working years ahead of me. One year I only need to pay £120, the…

Comments

uk1 Posts: 1,862 Forumite

15 August 2016 at 1:28PM

I purchased I reckon around ten extra years for my wife and myself and since then they reduced the number of qualifying years and basically that cash was completely wasted.

If it had been a finance company I might have had some misseling protection, but sadly it was the government that asked for the cash took it and kept it.

Jeff

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