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Switching current account before remortgage
Muhren
Posts: 1,705 Forumite
Last month I switched my current account to HSBC in order to take advantage of their switching bonus and also set up a regular saver.
I will need to remortgage in September/October when I plan to move back into my house. I have seen a mortgage with Nationwide that looks like the best deal, there is also £250 cashback available if you have a current account with them, plus if one of my friends recommends me we will both get £100.
My question is, will it cause me problems having switched bank accounts twice so close to remortgaging?
I will need to remortgage in September/October when I plan to move back into my house. I have seen a mortgage with Nationwide that looks like the best deal, there is also £250 cashback available if you have a current account with them, plus if one of my friends recommends me we will both get £100.
My question is, will it cause me problems having switched bank accounts twice so close to remortgaging?
LBM: Dec 2012 - Debt £38,180/ Now £0.
DFD - 17/04/2016
DFD - 17/04/2016
Gambling: The sure way of getting nothing from something.
-1
Comments
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No-one can speculate on the impact of two recent searches as we have no idea of your current credit position.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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My score on noddle is 4/5.
I haven't had a loan since 2012 when I never missed a payment. I also haven't used an overdraft since 2012, I have had a small one of £50 for 4 years though.
I do have a credit card which I use mainly for petrol and this is paid off every month in full and have never missed a payment. Likewise my phone bill that is paid via DD every month.
My mortgage again is up to date without any missed payments.
I have a car through work, which is paid directly out of my salary.
Is that the sort of information required to comment?LBM: Dec 2012 - Debt £38,180/ Now £0.
DFD - 17/04/2016
Gambling: The sure way of getting nothing from something.
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Let's see what comments you get and find out...I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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