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Credit file update and mortgage application NatWest
mishelly
Posts: 123 Forumite
Hi all,
Hoping you can help with a query I have.
I currently have a mortgage application in with NatWest. On my credit file it shows they did the credit checks two days ago but my credit cards haven't yet been updated since July, therefore they don't show the latest payments on them so the figures are different to those on my mortgage application (which gives the true figure)
Is this enough for my application to be rejected or would I get an offer subject to the remaining balance on the cards being what I have declared?
Or is it that they will just ask for the credit card statements?
If they are clever and look at my bank statements (which they have copies of) they will see the recent payments will equal what is on the form. Although this may be expecting too much!
If anyone has any experience of this I would be grateful of your comments.
Hoping you can help with a query I have.
I currently have a mortgage application in with NatWest. On my credit file it shows they did the credit checks two days ago but my credit cards haven't yet been updated since July, therefore they don't show the latest payments on them so the figures are different to those on my mortgage application (which gives the true figure)
Is this enough for my application to be rejected or would I get an offer subject to the remaining balance on the cards being what I have declared?
Or is it that they will just ask for the credit card statements?
If they are clever and look at my bank statements (which they have copies of) they will see the recent payments will equal what is on the form. Although this may be expecting too much!
If anyone has any experience of this I would be grateful of your comments.
One day, i will be a genius.
One day, they will perfect brain transplantation.
0
Comments
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Highly possible that a second check will be performed at a later date.0
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