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Mortgage query - income

Hi,

I was wondering in terms of a single person mortgage what a bank what give or how they would see it. Going on Maternity at full pay around 6 months then the other 6 months SMP then after 12 months returning to work. Would a mortgage get rejected are some banks leniant. When its SMP rate, Partners income would be helping(But i dont want it to be a joint mortgage)

Thanks

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If your partner isn't named on the mortgage. Then their income will disregarded. Applying for a mortgage isn't a pick 'n mix of options.
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