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Self cert mortgage?
dave76
Posts: 252 Forumite
Just wondering if I am going to have to go for one of these or not.
I will be looking to buy in the near future for the first time - looking in the 180-200k region with around 20% deposit. Problem is I am a contractor (operating under my own limited company) with just 1 years accounts, although it is a pretty secure job and income is predicatable. Will mortgage lenders give me a standard mortgage under these circumstances or will I have to go for self cert (which I imagine will be more expensive?) ?
I will be looking to buy in the near future for the first time - looking in the 180-200k region with around 20% deposit. Problem is I am a contractor (operating under my own limited company) with just 1 years accounts, although it is a pretty secure job and income is predicatable. Will mortgage lenders give me a standard mortgage under these circumstances or will I have to go for self cert (which I imagine will be more expensive?) ?
0
Comments
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You should be able to get a mainstream mortgage without needing to self cert as long as income is high enough. Contact a fees free broker.I like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)0
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