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Do any of you ask what your workplace pension is investing in?
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Not_Me_Officer
Posts: 302 Forumite
Nobody that I work with has asked this. Money is taken from us all each month & simply disappears is as much as they seem to know.
Obviously it isn't like that.
I was speaking with my IFA recently who said if I can find out what funds I'm investing in with my workplace pension then he'll take a look at it for me.
I went in to my pension portal & there's nothing. Only my contribution percentage & pot value.
It just made me wonder how many of you who have gone in to a workplace pension as part of this roll out have actually asked what you're investing in exactly & did you have any luck with that line of questioning?
I've asked payroll/HR but they don't know.
So I've now contacted who our pension is with and I'm just waiting/hoping on a reply.
Obviously it isn't like that.
I was speaking with my IFA recently who said if I can find out what funds I'm investing in with my workplace pension then he'll take a look at it for me.
I went in to my pension portal & there's nothing. Only my contribution percentage & pot value.
It just made me wonder how many of you who have gone in to a workplace pension as part of this roll out have actually asked what you're investing in exactly & did you have any luck with that line of questioning?
I've asked payroll/HR but they don't know.
So I've now contacted who our pension is with and I'm just waiting/hoping on a reply.
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Comments
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Who is the pension provider?
If it is NEST then the money isn't in conventional funds so there isn't much to find out.
Assuming it is a DC pension, of course0 -
greenglide wrote: »Who is the pension provider?
If it is NEST then the money isn't in conventional funds so there isn't much to find out.
Assuming it is a DC pension, of course
Regards nest, how is the money invested - what do they decide on? I may as well ask now since my wife will be with nest& in case she asks me.0 -
I found the literature for Now:Pension fund, as it is it is not conventional funds either.
A member's guide to investments
The NOW: Pensions investment approach0 -
Some basic information regarding broad asset allocations, is in the NEST quarterly investment reports
https://www.nestpensions.org.uk/schemeweb/NestWeb/public/whatisnest/contents/fund-fact-sheets.html?logged=yes0
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