Frustrating APRs due to never having been in debt

MEM62

Spending £20k on a wedding is extravagant but, if you have it, why not?

Borrowing £20k to mark one day in your life is not going to go down as the best financial decision you ever make. Why not stick to what is affordable and start married life debt-free?

enthusiasticsaver

If you are on a £100k salary then surely you can save for a wedding? I would imagine lenders may also query why a high earner with low debt needs to borrow unless your job is not secure. Are you employed or self employed?

AnotherJoe

enthusiasticsaver wrote: »

If you are on a £100k salary then surely you can save for a wedding? I would imagine lenders may also query why a high earner with low debt needs to borrow unless your job is not secure. Are you employed or self employed?

Or what other reckless spending is going on? Gambling maybe? As said there should be no need to borrow this since the money in the most part won't have to paid in advance so the OP should easily be able to save this up in the next year, plus as some one else pointed out, the bride may not be chuffed about starting married life with an extra whacking big debt.

(And if she is, well things don't bode well financially for this couple. )

Thrugelmir

Looks like someones fishing.