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13.9.07 what small dfw thing will you do or have you done today?

Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:

Welcome to Thursday !!!!! :cool:

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

So, today I will:
  • do piggy comps, clicks and surveys
  • update my online spending diary at spendingdiary.com
  • send everyone off with packed lunches
  • get 3 things listed on ebay (didn't to it yesterday)
  • check online banking
  • not increase my debt in any way
  • update my business accounts
  • see an accountant for the first time!
  • be positive
Have a good day everyone xx
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)

Comments

  • sammy115
    sammy115 Posts: 15,267 Forumite
    Morning Hyno

    I have decided I will try to join in with this thread to try and keep me motivated. So today I will try to:

    1. Do daily clicks for first time.
    2. Hang washing out
    3. Try and sort out a proper budget (I have been all over the place since going self employed and not knowing what I will be earning)
    4. I will do 15 mins of the paperwork that I have been avoiding.

    Hopefully this will start me off in the right direction.

    Hope everyone has a good day!
    Quality is doing something right when no one is looking - Henry Ford
  • Today I will/have:

    *do my daily clicks
    *check online banking
    *update spreadsheet
    *done a nectar survey online for 100 bonus points
    *wash at 30 and line dry
    *have a NSD as I am too tired to go anywhere to spend any money
    *not increase my debt in any way
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • Hi, hypno. Today, thanks to you I am making my own bread.
    Put washing out on line, and another loadon
    I will do my daily clicks
    I might try and list at least one thing on ebay.
    Official DFW Nerd Club - Member # 593 - Proud To Be Dealing With My Debts!



  • Morning all!

    Today I will/have already:

    Taken a packed lunch to work including a homegrown apple
    Do my piggy comps
    Have a nsd
    Enter some comps
    Attempt to do a survey in my inbox
    Check on my Ebay sales

    And hopefully think of a few more things throughout the day!

    Have a wonderful day y'all!
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • morning all not posted for ages but havent fell off the wagon just yet
    so today i will
    line dry all laundry
    stay in and do house work
    restart spending diary
    not increase debt in any way
    stay postive
    have storecupboard meals
    good luck everyone
    :j
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    Having not bought a pack up in and having to buy my lunch :o not had the best mse day but:

    caught up with all my surveys etc.
    did bring a home made bun and some fruit in for lunch

    and tonight I'll try and finish my spreadsheets and get everything up to date!
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Having a free lunch at a health and safety briefing that I wasn't even meant to go to. :D
    BCSC Member 70:j
    .
  • Paid a wad of £120 onto my Sainsburys credit card bill. Still a long way to go, but at least I've made a payment towards it for this month.

    Going to see a free film tonight in Edinburgh (Superbad) courtesy of Seefilmfree. Er, that's about it.

    Yesterday went well as it was my leaving lunch from work so I didn't have to pay (and was so stuffed I didn't need to make a dinner in the evening!), but did buy a new chainset for my bike as I'll need it for commuting next week.
    Almost debt-free, but certainly even with the Banks!
  • sans_2
    sans_2 Posts: 1,382 Forumite
    Hi all,

    Things for today:

    Saved £4 on a bus fare as DH gave me a lift to/from work

    Sister gave me a leaving card to give to a leaver at work tomorrow

    Forgot to get chocolates as a gift for tomorrow but luckily had ones I brought with Boots points for my mum so they will do.

    Did rpoints and cashbag clicks.

    Got 3 lots of 10 photos using my Boots digital printing £2 vouchers given by Boots ages ago and also got 300 points back onto my Boots card. :T

    Inside one lot of photos someone had put in a Boots digital printing £2 voucher. I was very surprised and happy of course. :D Wonder if the nice young guy who serves me all the time :o put it in or whether it was an accident. :confused:

    Sold an item I listed on Ebay and made £2.50 profit.

    That's all so far.
    Tesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
    Boots points: £0.28
    Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
    Mutual points: 3417 (redeemed 8250)
    Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)
  • Today I
    - parked in the cheapie car park near town and wlaked in
    - got some stuff in £ shop (I needed anyway - HONEST)
    - eco wash n dry outside
    - used reusable nappies on baby
    - got friend to phone me back, thus using his credit not mine!
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