12 months to turn things around

[Deleted User]

The credit card has gone!! :j:j:j

I'm mega happy can't write more as I have to get ready for work but needed to get it down on paper!!

Bobarella

That's fantastic news!!!

[Deleted User]

Its been a while!!

All is good though- I paid off the od and original cc balance, bought the new car (which took my months wages plus has put a 2k balance back on the cc but paying that off in the next 10 days) got both the cars insured and taxed and the house insurance sorted

Better than any of that though is that I am now a grandma! I am so desperately in love!!!

Although I'm not at home as I originally intended to be, I know that I can ease the load financially for my daughter now and also make sure that in the future, my grandbaby will see the beauty of the planet... when my babies were young I didn't have much money and although they always had what they needed, one of the things I wish I could have done was take them around the world to see the sheer beauty, diversity and magnitude of our planet... having the opportunity to do so with my grandbaby is a real gift and I'm incredibly excited about the prospect !!

The removal of all my debt (including the mortgage) should be sorted in the next two years...I just need to stick to the plan and remember why I'm doing this!

Needhelpsaving

Hi squirrel girl, just popping by to wish you congratulations on becoming a nan and making huge inroads into your debt.

I will continue to read with interest x

[Deleted User]

Thanks NHS

I am hopefully going to get the greenhouse sorted today - it's pretty windy though and I need to replace the glass that we lost so I may have to see how it goes I will have to re-pot my seedlings though, regardless of what happens weather-wise... a few purple sprouting broccoli, a couple of cauliflower, a Brussel sprouts, an aubergine and a few tomato plants have all done well so they need to be potted on I will also start the leaves, the red basil and the oregano today - it will end up saving me a fortune on herbs and salad

I have cancelled one of my charity donations today - it was one that I agreed to do for a couple of months and I have done 6 months of it now so I don't feel too bad about it; ultimately, reducing my mortgage is more important to me at the moment (particularly as I have discovered that the chief exec of this charity is on a six figure salary!! I know that they have to get the best people for the job, but it seems excessive to me....)

I'm looking forward to the week ahead - mainly because I get to spend most of the week with my new grandbaby and I get paid this week so will clear my cc again I put half of the car costs onto the card and paid the other half cash last month - I don't like having a balance on my cc now though

I'm going to check out the spare room and see what needs doing to my wine while I am there - it will save me a fortune in the summer if I have them bottled and ready to go I also have a mountain of books that I need to get rid of...does anyone know any decent companies that will buy them from me? I know I won't get much but every penny counts on my mission!!

I have got a duck out of the freezer for the boys (although I am vegan, the rest of the household is not so I still have corpse in the freezer to get rid of) which should feed them for the next few days along with some of the super 6 stuff I bought at A*di yesterday - oranges, purple sprouting broccoli, kale and some spring onions. I also got some potatoes so will do some mash with it....tomorrow they can have Chinese pancakes and the most of the remaining duck and then I will put the rest in sushi on Tuesday. I'll have the veg in a warm salad tonight with some quinoa and puy lentils, some hoisin jackfruit and Chinese pancakes tomorrow and avocado sushi for Tuesday. I will have to buy the avocado but other than that, it's all from the store cupboard/fridge

It's all about saving the pennies

[Deleted User]

Well, the 12 months are up and, thanks to my accidental job, I have cleared the debts and refurnished the living room, bought a car and a variety of other things plus covered all expenses such as birthdays, insurances etc. :j

I am very happy with what I have achieved and am closing this thread now to concentrate on my MFW thread and the vegan living & ethical buying thread.
To all who have contributed and/or taken the time to read...a great big thank you the journey has been easier with your encouragement and I look forward to catching up on my other threads (and yours! ) :beer: