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Credit check after Mortgage Offer

I had my mortgage offered in April and we are due to complete at the end of August. I was checking my credit report and that of my wife's and noticed that we were both credit checked 2 weeks ago. One of the checks was an "Administration Review" and one was a "Credit Checking Application".


Should I be worried about these checks? Are they routine? Is it coincidence that the checks were made close to a month prior to completion?


Any help would be appreciated.

Comments

  • Joy_mate
    Joy_mate Posts: 82 Forumite
    If you think that both credit checks are from your lender than don't worry..its normal.
    Some Lender do check one more time before releasing money, if you have long time interval in between your offer and completion.(money transfer)
    They want to make sure that your financial condition is still look great after few months.
    Good luck.
  • amnblog
    amnblog Posts: 12,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lenders can, and some do, check throughout the process.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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