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making overpayments at the best time

I remember reading that depending on how/when the interest is added to your mortgage then it works out better if you make overpayments at the right time

what do I need to find out so I can work out when the best time is?

mortgage is with Nationwide

Comments

  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Sooner the better for just about every mortgage these days.

    Paying it too early only loses money if the money is earning interest elsewhere.

    Nationwide is daily interest so as soon as you have the money use it, as long as no fees.
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