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Mortgage comparison tool/site?

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Does anyone know of a mortgage calculator/comparison site etc where it shows the cost of the mortgage over the term? Ie if I take a fix for 5 years, the cost for 5 years including fees etc
The MSE one inly shows the first yr but I want to compare a 5yr against a 2yr for example

Thanks!

Comments

  • ACG
    ACG Posts: 24,539 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Add the fees, get the monthly repayment and multiply it by 24 or 60.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    These comparison sites should not be relied on.

    Use a broker if you want an accurate view.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Paully232000
    Paully232000 Posts: 2,108 Forumite
    https://forums.moneysavingexpert.com/discussion/1157173

    http://www.locostfireblade.co.uk/spreadsheet/Index.html

    try this comparison excel spreadsheet, it may be what you want to cpmpare different mortgages.
  • kingstreet
    kingstreet Posts: 39,254 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Remember, the amount outstanding at the end of two or five years is going to vary from lender to lender and product to product, so don't just take interest and fees and add them together in isolation.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • SavingSteve
    SavingSteve Posts: 483 Forumite
    Remember if going for a two year you should really add an assumption for what the product fee you will need to pay again in two years time. For example two 5 year fixes will cost you two product fees over 10 years. Five 2 year fixes will cost you 5 product fees over the same time frame. For larger mortgages it's often worth it. Less so for smaller mortgages.
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