joint endowment-no ex partner signature

Doggy1970

Hello everybody.

Along time ago I bought a house with a girlfriend. We split up about 1 year later and both moved on in ours lives. I continued to live in the house paying all the bills etc until eventually i sold it about 16 years ago.

I never cancelled the endowment and now it has matured, but before the company will release the funds into my account they need mines and hers signature. I haven't spoken to my Ex in over 20 years and I've no idea where she is. As far as I know she married and left Scotland.

So what do I do? I have since started my own family too.

bill55bill

Hi,

I had exactly the same issue and I'm afraid that short of making an application to the courts, under some really obscure legislation which will no doubt cost you a fortune, there is nothing you can do to get your hands on your share unless she signs her bit of paper releasing the money.

I used facebook, found some old friends of friends and eventually managed to get a message to her through a third party. She then rang them and got the paperwork and a few weeks later my half of the money was transferred to my account.

good luck!

Thrugelmir

Trace your ex. If you've no leads yourself, employ a tracing agency.

silvercar

Interesting how different companies have different processes. Standard Life wrote to us and said that, unless they hear to the contrary, they will pay the proceeds into the account from which the direct debits are paid.

AnotherJoe

We had two endowments, both wanted signatures, and one of them they wanted the signatures again as they said the new signatures weren't like the old ones. As This was 25 years later, it's hardly surprising. Had to then provide passport scans to prove ID.

Brock_and_Roll

The OP was married to the other person - so will no doubt know at least some of the friend and relatives. With social media these days it should really be a piece of cake to track someone down without having to resort to a tracing agent. I did have to do that once but that was to track down an elderly relative in Australia with a common name and no social media presence - the tracing agent found him in a few days.

Doggy1970

I wasn't married to her, she was just a girlfriend.
I know her mum and dad are both dead, they were alcoholics.
All her sisters remarried and moved away.
We don't have any friends, like I said, we haven't spoke for 20 years.
I don't know her married name or where she was married.
she could be dead, remarried or a junkie for all I know.
I've tried looking on FB using her maiden name, no luck there.
I've tried looking on groups where she used to live, no luck there.

Doggy1970

And if she is still with the guy she married i bet he won't be happy when her first love walks back into her life.

Doggy1970

I never even wanted to buy the house, i only done it because i felt sorry for her and I was trying to protect her. She came from a highly dysfunctional family were her father beat her and her mum and sexually abused her.
I've no chance of finding her, I looked for hours last night on FB but without her married name I've no chance.

Doggy1970

For the last 25 years the DD for Scottish widows has been coming out of my bank account, I've paid every penny towards it.

davidmcn

Doggy1970 wrote: »

I've no chance of finding her

Then (as suggested above) instruct a tracing agent to try finding her for you.