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Full and Final Settlement

Indebtandwanttobefree · 2016-08-01 17:46:50

I have got a query that I would like some advice for. I have an overall debt of £10,895.41, owed to 4 creditors (2 of which are Cabot). I have been paying them back at £1.00 per month each for the last 5 years. I am in no financial situation to increase the payments for the foreseeable future. My debts are as follows -…

Comments

fatbelly Posts: 23,460 Forumite

14 April 2018 at 3:11PM

fjimmy007 wrote: »

My ccj is 5900 pounds with mbna , what if I dont pay them and it is expiring on 2022 , should I be liable to pay them after 6 years even if it is not paid.

Yes the liability doesn't cease at the six year point.

However, it does drop off your credit file and if it has not been enforced by then, then they will need to go back to the court to ask permission.

https://forums.moneysavingexpert.com/discussion/comment/63806369#Comment_63806369

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