Debt calculator spreadsheet

Annie_Fanny

Hey all

I am sort of counselling a friend through her debt problems at the moment. She is doing really well but I think it would really really help me and her if we had some sort of whizz bang spreadsheet that calculates debts, aprs, and repayments (hopefully with some fancy charts as well!)

Would anyone be willing to share theirs with us? I would love you forever!

Thanks

Annie
Xx

hypno06

I use the old favourite www.whatsthecost.com which is fab fab fab!

But today I have also found www.spendingdiary.com which is exactly as it says - it has graphs of where exactly you are spending your money - quite an eye opener!!

Crown

Eagerlearner (a respected member of this forum) has a good debtbuster spreadsheet what is easy to use and has charts but doesnt calculate the interest im afraid or didnt do when I got it.

tkaea look at the thread as it probally has been updated by now.

http://forums.moneysavingexpert.com/showthread.html?t=391856&highlight=debt+buster

david_hellier

Hi You may find this useful in proving min payments are futile:

Monthly Credit Card Rates and Time Taken to

Payoff £$€1000* and the Interest Paid

Monthly% APR% Time Interest
1 12.68 11y 1m 470.93
1.1 14.03 11y 6m 544.93
1.2 15.38 12y 1m 627.18
1.3 16.76 12y 8m 718.86
1.4 18.15 13y 4m 821.88
1.5 19.56 14y 1m 938.45
1.6 20.98 15y 0m 1071.47
1.7 22.42 15y 11m 1224.44
1.8 23.87 17y 1m 1402.70
1.9 25.34 18y 5m 1612.80
2 26.82 20y 0m 1864.30
2.1 28.32 21y 11m 2170.94
2.2 29.84 24y 3m 2553.00
2.3 31.37 27y 4m 3043.14
2.4 32.92 31y 3m 3693.72
2.5 34.48 36y 10m 4602.18
2.6 36.07 45y 0m 5959.51
2.7 37.67 58y 6m 8211.90
2.8 39.29 85y 3m 12699.05
2.9 40.92 164y 5m 26099.39

*Assumes minimum payment of the higher of £$€5 or 3% per month

yellowmonkey

hypno06 wrote: »

I use the old favourite www.whatsthecost.com which is fab fab fab!

But today I have also found www.spendingdiary.com which is exactly as it says - it has graphs of where exactly you are spending your money - quite an eye opener!!

Love the pie charts on Spending diary. Realise now how much money i waste a month.




ym