We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Please help - Premium Credit
Options

Yllas
Posts: 5 Forumite
Hi
My other half has received a letter from Premium Credit stating that he owes them 350 for a cancelled car insurance policy.
This policy was taken out in Jan by his employer and put into his name. When he realised, he spoke with his eployer and they said they would amend it so it was not in his name and address and just covered him as a driver. They obviously did not do that.
He has spoken with Premium Credit and they said they do not need him to sign anything to take credit out in his name (just his personal details) and this is totally legal and he owes them the 350.
Please help - his employer is refusing to pay this (going into liquidation) but my other half does not want his credit rating impacted so cannot wait until the financial company come in
Thanks
My other half has received a letter from Premium Credit stating that he owes them 350 for a cancelled car insurance policy.
This policy was taken out in Jan by his employer and put into his name. When he realised, he spoke with his eployer and they said they would amend it so it was not in his name and address and just covered him as a driver. They obviously did not do that.
He has spoken with Premium Credit and they said they do not need him to sign anything to take credit out in his name (just his personal details) and this is totally legal and he owes them the 350.
Please help - his employer is refusing to pay this (going into liquidation) but my other half does not want his credit rating impacted so cannot wait until the financial company come in
Thanks
0
Comments
-
Hi, has your husband spoken to the insurance brokers?
It may be that premium Credit are not aware of the cancelled policy?0 -
Insurance "taken out by his employer".
Clue is in the sentence, not his insurance, not his debt, refer them to his company saying it's nothing to do with you.
Leave it up to the liquidator to sort out !!!
If they give you hassle, ignore them, if they start a court claim, defend it on the basis stated above.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards