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I want to stop drowning

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Comments

  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks Cumbria. You haven’t been too harsh.

    I think it’s hard because I don’t write everything on here as I’m worried someone I know might read it. I have lots going on , family issues, we now have to move house too but have no where to go. I’m completely depressed , stressed and anxious. I’m paranoid and feel useless. I’m trying to clear this debt but do struggle.
  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have my frugal hat back on, due to this move we are going to have to save every penny we can. This move is going to cause us lots of issues and was unexpected, I need to try and be strong for my family.
  • MrsSave
    MrsSave Posts: 1,817 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Sorry to hear about you having to move. Hopefully it will all work out for the best, and you'll end up in a beautiful house with less rent to pay than now.

    Do you generally budget for entertainment? Make sure you are allowing yourself enough so that you don't feel you're going without and end up overspending. I break my budget down to weekly, I find it much easier to deal with and I don't run out half way through the month.
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Weekly budgeting does sound like a good idea, thanks.

    Unfortunately we won't end up with less rent but the complete opposite and it will be more rent.
  • Morning hun,

    Sorry about the unexpected move, but maybe its a good thing? New start and new beginnings.

    Have a lovely day today xx
  • System
    System Posts: 178,354 Community Admin
    10,000 Posts Photogenic Name Dropper
    Debtagh as you say you can't put everything on here , I hope that whatever reason you have to move is not for any awful reason and that you are safe.

    Can't but notice the time you were posting , I thought you were away. How you will pay more rent I have no idea. I hope you have some help with everything.

    Try and keep in touch . Good luck.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 13 February 2018 at 10:13AM
    Thanks. I've not gone away yet but didn't haven't a good sleep.

    We have to move because the landlord wants his house back. Rent is very expensive around the areas we live and we are paying relatively reasonable rent ( of course it's not reasonable and is a rip off but I mean for the area)
  • Sorry you have to move but like Cumbria lass I am not sure how you will pay more rent than you do at the moment without doing a DMP and telling your family you cannot continue to repay at the current rate.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning,

    Is anyone else having to keep
    changing their password on here? It's really annoying!

    I should be earning around £80 today which will be good.

    I said to dh we need to be extremely frugal and save every penny we can from now on. Moving will cost us money plus we need about a £3k deposit!
  • I was asked to change my password last week and then again yesterday which is very annoying. There is a thread on site feedback about it. Apparently they are working on it. £3k deposit!! How long have you got to save that up?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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    Save £12k in 2025 #1 £12000/£8000
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