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Psychopathbabble's Path to Debt-Freedom
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Credit report update:
Me - 573, 3/5
DH - 580, 3/5
Not much change, I guess we need to let some searches drop off and the balances catch up wth themselves. I love noddle being free but it's pretty slow at updating... Usually it's a month behind but I noticed a couple of credit accounts haven't been updated for 2 months
The credit club on here shows me as 903 out of 999, but my chances of borrowing are pretty low. Although my
MBNA account limit is being increased in December!
DH credit club report shows him as 829/999 but he has a much better chance of borrowing more.
It's strange how credit scoring works!0 -
RBS loan paid off
Baby girl decided to arrived early, so it's been rather hectic. Our spending on the credit card went a bit crazy as we had to buy some bits to make life easier once home, and additional food shopping to make dinners easy etc. Getting back on top of it now though, and getting ourselves back into a bit of a routine.0 -
Congratulations Mummy. Enjoy.
Good news on loan.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Thank you Beanie
i've just updated my spreadsheet and we have now paid 41% off! I have paid off the small sums on my 2 credit cards and have closed them so I am not tempted to use them... if I don't have the money now I don't have it! It's frustrating not knowing how much I'll be taking home each month now I'm on maternity leave, I hate not being able to budget properly!0 -
psychopathbabble wrote: »Credit report update:
Me - 573, 3/5
DH - 580, 3/5
Update:
Me: 593, 3/5
DH - 616, 4/5
Slowly improving! 46% paid off not quite as much as I had hoped to start the year but we had some unexpected outgoings having DD tongue tie cut privately and some other bits. The debt paying will slow down this year as I'm determined to get some bits done in the house each month, but both the credit cards that remain are 0% so shouldn't cost anything in terms of interest. 0
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