We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Minimal Aviva pension payout?

Hi all,
I worked for Norwich Union (now Aviva) for about 3m in around 2003. I signed up to their pension scheme and still receive quarterly statements from them. This pension is currently worth £246.56, and I'm apparently going to get £12 a year in 36 years when I'm 68!

My question is whether I can cash this in now and just take the £246? I have been paying into a decent civil service pension since leaving NU so i don't really need the £1 a month it will pay me!

Please excuse my ignorance if I can't, I'm really not clued up on these things.

Comments

  • dunstonh
    dunstonh Posts: 121,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    My question is whether I can cash this in now and just take the £246? I have been paying into a decent civil service pension since leaving NU so i don't really need the £1 a month it will pay me!

    no you cant. However, you could transfer it to another pension if you wish to consolidate.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.