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IPA and wages - full time job - part time job

projone
projone Posts: 8 Forumite
edited 22 August 2016 at 8:05PM in Bankruptcy & living with it
Hi Guys,

Advice appreciated

Comments

  • TheGardener
    TheGardener Posts: 3,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Firstly - as far as I am aware, there is no attachment of earnings - if you have an IPA it is up to you to pay it to the OR's collector. An AoE will only be put in place if you don't pay.

    There is no reason or obligation for you to work the part time job and most people would think working for no gain (other than the satisfaction their creditors will get as much paid back as possible) was - under the circumstances - not worth doing.

    The OR will not expect you to work an additional job and if you want to give it up that's fine.
  • owlet
    owlet Posts: 1,510 Forumite
    Part of the Furniture Combo Breaker
    If you end your part time job then you end it. The OR can't state how many hours or what jobs you do. Just don't leave yourself short , bankruptcy allowances aren't stingy.

    If you want to pop up your SOA we can take a look if you like.
    SPC 8 (2015) #485 TOTAL: £334.65
    SPC 9 (2016) #485 TOTAL £84
    SPC 10 (2017) # 485 TOTAL: £464.80
    SPC 11 (2018) #485
  • luvchocolate
    luvchocolate Posts: 3,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Hi its called an I.P.A and any surplus of £20 or over is taken for 3 years as said and paid by yourself via standing order.
    If you put up your income and outgoings we can look at it to see if there is any room to jiggle it.
    I would just stick to your full time job no point in working extra to loose it.
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