We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Add the fees etc on at the end?
kmate
Posts: 113 Forumite
Hello,
Very sorry, I have ANOTHER query.
Other half went to see another broker today, our first one had seemed less than efficient and has gone on hols for 2 wks leaving our application in the learch.
This broker seemed better, and has found us a good deal with Abbey. Having gone through all the usual process of application, she worked out the figure that we need to be less than we thought.(!!)
When OH asked about it, she said that the best way forward for us would be to apply for what we need MINUS the application fees/stamp duty.(we were incorporating this in with the mortgage) this amount would then get adjusted at the end, and added on to the mortgage.
I realise that this is because we are going up to our max borrowing, but is this NORMAL/OK?
The last thing we need is to be landed with a bill for the difference at the very end.
Hope you understand my question (dont know if explained very well) and if anyone can give me an answer tonight it would be great - got to make a quick decision on this.
Ta.
Very sorry, I have ANOTHER query.
Other half went to see another broker today, our first one had seemed less than efficient and has gone on hols for 2 wks leaving our application in the learch.
This broker seemed better, and has found us a good deal with Abbey. Having gone through all the usual process of application, she worked out the figure that we need to be less than we thought.(!!)
When OH asked about it, she said that the best way forward for us would be to apply for what we need MINUS the application fees/stamp duty.(we were incorporating this in with the mortgage) this amount would then get adjusted at the end, and added on to the mortgage.
I realise that this is because we are going up to our max borrowing, but is this NORMAL/OK?
The last thing we need is to be landed with a bill for the difference at the very end.
Hope you understand my question (dont know if explained very well) and if anyone can give me an answer tonight it would be great - got to make a quick decision on this.
Ta.
0
Comments
-
Anyone help at all?????0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards