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Limited Credit History - Mortgage Declined
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True, I meant in the main. I was under the impression it was only John Charcol or another of the big firms that dealt with them at the minute (I was kind of hedging my bets).I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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I got a mortgage through last week for a 19 year old with a low paid job and no credit history whatsoever. I did have to give 9 months bank statements and wage slips and one extra form of proof of address, but it went through fine after that. I think you may have lumbered yourself with a lazy broker.
Try and find one based on personal recommendation.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
MortgageMamma wrote: »I got a mortgage through last week for a 19 year old with a low paid job and no credit history whatsoever. I did have to give 9 months bank statements and wage slips and one extra form of proof of address, but it went through fine after that. I think you may have lumbered yourself with a lazy broker.
Different circumstances to those of the OP.0
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