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wrong product mortgage offer !
rakesh5883
Posts: 73 Forumite
Hi - I recently applied for a mortgage and ( through my mortgage broker) and it got accepted. I got a mortgage offer document yesterday( I have 10 days cooling period and have not signed anything yet)
the mortgage broker showed me 2 quotes before applying fixed and a tracker , of which I chose the fixed. But, there was some confusion ( obviously !) and the broker applied for the tracker.
I noted this mistake in the mortgage offer document , how easy is it to get this changed ? ( i want to know this for some peace of mind) ?( I'll speak to the broker tomorrow anyway)
the mortgage broker showed me 2 quotes before applying fixed and a tracker , of which I chose the fixed. But, there was some confusion ( obviously !) and the broker applied for the tracker.
I noted this mistake in the mortgage offer document , how easy is it to get this changed ? ( i want to know this for some peace of mind) ?( I'll speak to the broker tomorrow anyway)
0
Comments
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Depends on the lender concerned.
Every one is different.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
mine is Halifax and i am within the cooling-off period. I haven't signed anything yet.0
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The product shouldnt have any impact on the offer. Personally, I'd take the tracker right now. I am surprised when interest rates are so low that the majority of folke still want to fix.I am a Mortgage & Protection Broker
MSE doesn't check my status so you have to take my word for it. Any information posted is for discussion only and should not be seen as advice. I am FCA Registered, registration details available on request.0
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