entitled to pension credits?

DAKOTA45

Keep_pedalling wrote: »

As he has not reached state pension age yet he cant claim PC. Whether he can once he reaches SP age will depend on his combined income of his private and state pension.

Edit. As he is living with his mother her income will also be a factor. Is she claiming all the benefits she is entitled to? Attendance allowance is the main one that springs to mind.

No… there is no attendance allowance… She is not disabled, just elderly and frail...This family hate taking from the Govt. even where they're entitled…I believe she has a widow's pension, but she struggles to pay for heating. It's a very old house and mould grows everywhere. No insulation, etc..But she was able to claim for some new windows and doors, which helps a bit. Dakota45

xylophone

OP. I strongly suggest that you and the estranged (?) husband read the very detailed Age Concern fact sheet linked in my previous post.

Is the frail mother in receipt of Attendance Allowance?

See also Page 77 of the DWP link below.


https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/535076/pension-credit-detailed-guide-pc10s.pdf

xylophone

Regarding Attendance Allowance, the mother may not be disabled but does she have care needs?


http://www.ageuk.org.uk/money-matters/claiming-benefits/attendance-allowance/eligibility/

DAKOTA45

xylophone wrote: »

OP. I strongly suggest that you and the estranged (?) husband read the very detailed Age Concern fact sheet linked in my previous post.

Is the frail mother in receipt of Attendance Allowance?

See also Page 77 of the DWP link below.


https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/535076/pension-credit-detailed-guide-pc10s.pdf

Many thanks… the link is very useful. No the mother is elderly but very independent. She is not string enough to do certain household chores, though…

On page 77 it states that if separation has been for more than 52 weeks, it is considered that a couple are permanently 'separated'… It has been for a couple of years but prior to that the husband lived & worked abroad for 4 years...Dakota45

DAKOTA45

xylophone wrote: »

Regarding Attendance Allowance, the mother may not be disabled but does she have care needs?


http://www.ageuk.org.uk/money-matters/claiming-benefits/attendance-allowance/eligibility/

No… she has a colostomy but is able to wash/dress, etc… has no health or mental issues and drives a car, so is able to shop and carry out light chores. Dakota45

DAKOTA45

Would his mother's income is relevant… surely, joint income only relates to married people or people who live together as partners, and thereby share an income? Does the state not allow each person an amount to live on which equates to roughly £140 per week? His private pension is only around half that amount… Dakota45

anmarj

The mum's income will not effect his entitlement to PC

xylophone

The husband's mother was originally said to be "frail" which is why I wondered about whether she was in receipt of PC on account of the need for help with personal care.

The husband would then be a carer and the Age UK booklet says

"Guarantee Credit provides a guaranteed level of income for people over
the qualifying age, which is increasing at the same pace as the State
Pension age for women. The qualifying age is now 63 and will be 63
years and 9 months by April 2017. Guarantee Credit is worked out by
comparing your income with the amount the Government thinks you
need to live on. If you have a disability, are a carer or have to pay housing costs, you may be eligible for a higher amount."

Also (assuming that the husband counts as a single person) the example on page 14


"Sarah is a single person aged 63. She has an underlying
entitlement to Carer’s Allowance because she looks after her
mother who is disabled and gets AA. Her standard minimum
guarantee is £155.60. She is also entitled to the additional amount
for a carer of £34.60. This gives her an appropriate minimum
guarantee of £190.20."

DAKOTA45

xylophone wrote: »

The husband's mother was originally said to be "frail" which is why I wondered about whether she was in receipt of PC on account of the need for help with personal care.

The husband would then be a carer and the Age UK booklet says

"Guarantee Credit provides a guaranteed level of income for people over
the qualifying age, which is increasing at the same pace as the State
Pension age for women. The qualifying age is now 63 and will be 63
years and 9 months by April 2017. Guarantee Credit is worked out by
comparing your income with the amount the Government thinks you
need to live on. If you have a disability, are a carer or have to pay housing costs, you may be eligible for a higher amount."

Also (assuming that the husband counts as a single person) the example on page 14


"Sarah is a single person aged 63. She has an underlying
entitlement to Carer’s Allowance because she looks after her
mother who is disabled and gets AA. Her standard minimum
guarantee is £155.60. She is also entitled to the additional amount
for a carer of £34.60. This gives her an appropriate minimum
guarantee of £190.20."

Many thanks for the above…His mum is in her mid 80s and perfectly able to look after herself at the moment. Obviously, as she gets older, her circumstances may change, but for now she is ok.

Dakota45

DAKOTA45

anmarj wrote: »

The mum's income will not effect his entitlement to PC

Thank you… I read somewhere that any money coming into the household would be taken into consideration, but that doesn't sound right to me…
(As far as I know, they have no savings of any kind and very little income). Dakota45