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Bit lost in amongst all these figures

2»

Comments

  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    andyfromotley wrote: »
    I'd be very surprised if there werent fee free deals with rates that smash your SVR. (i have a very small nortgage so any fees destroy the advantage of the cheap rate but have always found fee free ones that still save me a small fortune) Nationwide are usually very good for these. currently 2 year fixes for 1.99 and 5 year fixes for 2.35. i'd be surprised if your SVR is anywhere near this?

    I am pleased to surprise you. And very pleased I looked at what happened after the intro rate ended.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • andyfromotley
    andyfromotley Posts: 2,038 Forumite
    theoretica wrote: »
    I am pleased to surprise you. And very pleased I looked at what happened after the intro rate ended.

    Well done you, The lowest i could find at the mo was 2.5% with Barclays which would still result in a saving if you took he nationwide 3 yr fix but on a small mortgage the gains are marginal. If you have lower than that like i say well done, awesome work.:T
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
  • dirtycredit
    dirtycredit Posts: 179 Forumite
    Ninth Anniversary Debt-free and Proud!
    Spill the beans Theoretica! Who is the great SVR with if you don't mind me asking?
    LBM-November 2019 - Total Debt £28,000/PAID!
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Alliance and Leicester - who possibly regret linking the follow on rate to the BOE base rate.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • dirtycredit
    dirtycredit Posts: 179 Forumite
    Ninth Anniversary Debt-free and Proud!
    No wonder they went bust! :rotfl:

    Well done you though!!
    Save
    LBM-November 2019 - Total Debt £28,000/PAID!
  • andyfromotley
    andyfromotley Posts: 2,038 Forumite
    Yes, there was also the possibly apochraphyl tales of the lender who had a rate of BOE base - 0.75%, who had to pay people each month. i think they offered those on that deal juicy lump sums to end it.
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
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