Online I&e Please Can Someone Check It

kevw666

These Figures Are Half For Household Amounts And Full For Personal.

Income £1200

Outgoings:
Rent 152 half
Coucil Tax 50 half
Water 28 half
Electric 100 (no Gas) half
Maintainance 40 half
Phone 60
Mobile 30
Food/hygene 200 half
Petrol 120
Car Insurance 38
Car Finance 158
Road Tax 17
Holiday 30 half
Clothing 55
Dry Cleaning 24
Tv Licence 6 half
Pet Food 20
Opticians 20
Prescriptions 10
House Insurance 25
Mot 12
Breakdown Cover 11
Sons College Equip 10 half
Parking 40
Christmas 20 less than half
Vet Bills 5
Dentist 10
Haircuts 20

Total= £1311

ClaireLR

Can I just ask is this for 1 adult only?

Id so I think the phone amounts are a little high.

Do you have pet insurance? I can't see this listed.

Christmas - not sure if that will be allowed (try listing it as household emergencies, I did that and it wasn't questioned).

Clothing if for 1 adult looks a little high, I think £20 a month is allowed unless you can say why you need extra?? I was allowed £50, I had to explain to the OR that I work as a secretary and so need to look smart for work, £20 doesn't even cover a pair of shoes for me!

Holidays - as far as I know some OR's don't allow this, although some do.

A lot of things on your I&E are a grey area, but my thoughts on this are if you don't ask you won't get. Have your reasons for what you have put down prepared and I'm sure you'll be just fine.

fermi

How many adults/children are in the household?
Can you indicate which of the expense are shared and which are individual a little clearer?

That should allow us to advise better on how the OR will look at your I&E.

kevw666

thankyou there are two adults and one child

kev

Lizzibuff

Try reducing mobiles and possibly clothing - as already said. What about school meals or meals at work? Also childcare, school trips or activities, Car & home maintainence?