It's all gone at last :)

trying-very-trying

You have done so well.:j You should be shouting from the rooftops.
I notice that your journey has taken you almost 4 years. This is just the encouragement that I need. I have only just started this journey and my debt is going to take just over 4 years to clear off. This morning I was feeling quite low, it appeared to be almost impossible. I came onto this site this morning, I usually, do to find the motivation to keep me going, and I came across this thread. I too feel that my time will come. Just have to keep up the hard work.
YOU GO GIRL, GOOD ON YOU!!
I'll share one of these :beer:, when I'm able to join you on the roll of honour.

wiggly

It's funny actually, when I started it felt like it was going to be forever to get rid of it. I so quickly just adapted to not having the money around the actually its flown past

On payday I would move a set amount of money into another account (I used online banking so this was easy), then leave it there. As I usually forgot about it it would still be there at the end of the month and then I paid it onto either the loan or credit card (on top of the monthly payments). If I had a tight month (i.e. travelling with work etc) then I had that money to dip into. But cos it wasn't in my normal account I was conscious about spending it it helped loads

Good luck, you can do it and it is possible and 4 years really isn't that long in the great scheme of things xx

silkglade

Well done to you and congratulations on the end of one journey and the start of your new journey - staying healthy and debt free :T

taka

Congratulations!! Well done!!

bathgatebuyer

Wow! What a feeling it must be to finally get there! My debts at the moment are less than what you have, so at least I know what can be achieved if I work at it. I aim to get rid of mine within 2 years - I know it will be hard and that any bonus from work (this year's was about £800) must go straight into paying debts. Hearing someone able to say 'debt free' when they had more than me is certainly an inspiration.

And I don't use the word 'inspiration' lightly. People who have never had debt have no idea about the hard work and stress that having debts can be - and seeing that through to the end and being able to say 'debt-free' certainly is an inspiration.

A BIG well done!

kristianwilliams

Congratulations, I too have just started my debt free travels, and knowing that people on here can help get through all this and be debt free at the end.

One day I hope to make the same post you have.

Congratulations

basketcase

Well done! :beer: You must be so proud!

LandyAndy

:beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j

hypno06

Good news! Well done, and make sure you stay that way!!

Serialdieter

Congratulations. :j

It's great to hear good news, particularly from someone who was in it for the long haul. From my lbm to dfd is a little over 4 years and if the next 3 go as quick as the last 1, I'll be a happy bunny.

jx