We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

State Pension: too many qualifying years?

I moved to Britain in 1997 and started to work immediately. I have built up an almost full NIC record till 2015, according to the gov.uk pension forecast website (one year shows as a gap but I could top this up). If I count the years, this comes up as 17 full years and 1 gap year so far. However, according to the government website I have 20 full years. This is a rather puzzling figure as I moved to the UK in 1997 and though I worked and contributed all the time (excepting that one gap year), I can't possibly have 20 full years?!

I've googled top, left, right and bottom to find out why I should have 20 full years, but w/o success. Has anyone got an idea how and why the government should arrive at such a figure?
«13

Comments

  • molerat
    molerat Posts: 35,883 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The years age 16 - 18 are awarded FOC. Many immigrants who arrived later have also been automatically awarded these as it was easier and cheaper than investigating who was actually entitled. The on line system should show the years that are covered.
  • Muscle750
    Muscle750 Posts: 1,075 Forumite
    So the rest of us have got to actually work them yet they were given free to people from overseas ...........................beggars belief
  • GunJack
    GunJack Posts: 11,963 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Muscle750 wrote: »
    So the rest of us have got to actually work them yet they were given free to people from overseas ...........................beggars belief

    not exactly...everyone got the 16-19 years added automatically until about 2010-ish to cover for further education, it started when you needed about 45 yrs of NI for a full SP
    ......Gettin' There, Wherever There is......

    I have a dodgy "i" key, so ignore spelling errors due to "i" issues, ...I blame Apple :D
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Muscle750 wrote: »
    So the rest of us have got to actually work them yet they were given free to people from overseas ...........................beggars belief

    Sort of, probably comes from the lack of IT or perceived cost to benefit ratio. The problem was that the amount of work splitting out relatively small numbers of non uk born people may have cost more than simply adding the years, eventhough these years are accrued for a time that person wasn't even in the uk.

    It is a bizarre scenario and has changed in the last few years.
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    Muscle750 wrote: »
    So the rest of us have got to actually work them yet they were given free to people from overseas ...........................beggars belief

    No, the rest of us got them free as well.:D
  • Alter_ego
    Alter_ego Posts: 3,842 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No, the rest of us got them free as well.:D

    Except those of us in work!
    I am not a cat (But my friend is)
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    Alter_ego wrote: »
    Except those of us in work!

    Well, if you must drop out of education early.:p:rotfl:
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Muscle750 wrote: »
    So the rest of us have got to actually work them yet they were given free to people from overseas ...........................beggars belief

    Once again you let your anti immigrant bias blind you tot he facts- EVERYONE used to get these 3 years (incl you) but since around 2010/12 no one does.
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    atush wrote: »
    Once again you let your anti immigrant bias blind you tot he facts- EVERYONE used to get these 3 years (incl you) but since around 2010/12 no one does.

    Yes, but don't you find it odd to get credits in a country you didn't even live in at the time, totally nonsensical really.
  • greenglide
    greenglide Posts: 3,301 Forumite
    Part of the Furniture Combo Breaker Hung up my suit!
    It clearly made no sense giving the credits to anyone who wasnt in education or whatever the criteria were ate the time and therefore it is perfectly logical why they stopped.

    However the wording of Muscle750's post was unpleasant at the least.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.