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Charging order Query
Nicolapink
Posts: 45 Forumite
Hi, I am posting on behalf of someone... Truly !!
I live in Northern Ireland. My best friend owes about 5k on his rates. It has gone to the ejo and the police arrived with a warrant and he attendded the interview with the ejo. He says he doesn't know if he has a charging order on his house for this debt. He's done a check with registry online and it is showing no CCJ does this mean there is no charging order. He's committed to paying the money owed. I think I read somewhere you get a CCJ and then they go for a charging order. Anyone any idea? That's for reading all
I live in Northern Ireland. My best friend owes about 5k on his rates. It has gone to the ejo and the police arrived with a warrant and he attendded the interview with the ejo. He says he doesn't know if he has a charging order on his house for this debt. He's done a check with registry online and it is showing no CCJ does this mean there is no charging order. He's committed to paying the money owed. I think I read somewhere you get a CCJ and then they go for a charging order. Anyone any idea? That's for reading all
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Comments
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Not sure about the law in Northern Ireland, but in the rest of the U.K a CCJ must be obtained before a charging can be granted, and I would assume the same applies there.
He would know if he had one, as he would be required to attend court.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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