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online mortgage query / advice

peterpedro1980
peterpedro1980 Posts: 27 Forumite
in Mortgages & endowments
Hi all,

looking to buy my 1st house in the next few months.

I had a bad history of pay day loans, which i have sorted out and now have gone a year without lending anything . i have a few defaults which are due to drop off next month

i have no outstanding debt and have a deposit of 20k

ill be looking to put down on a house of up to 110k

i know that i will probably need to take out a bad credit mortgage, just wondering if anyone has been in a similar situation, managed to go high street ?

im also thinking about using an online mortgage broker? can anyone reccomend one or are they not advisable?

i live in the greater manchester area

thanks in advance

Comments

  • amnblog
    amnblog Posts: 12,782 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No way of suggesting suitable lenders without seeing the whole case.

    Why online?
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • peterpedro1980
    peterpedro1980 Posts: 27 Forumite
    Hello,

    just thought it may be easier time wise as busy working all the time lately
  • ACG
    ACG Posts: 24,881 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I would be surprised if there were not high street lenders who would take a look at it. No guarantees obviously but I would not reside myself to it being higher rates than normal.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
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