Thursday 7th July - what small DFW things will you do today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Morning everyone. Up early with DD. Allows me to get some stuff done before work

Ally hope you're week is not too long, boo to 50 hour weeks - yeah to extra cash
Legomum hope there was no adverse affect on your foot after helping lay the floor
Bob hope plans for unit/cafe are progressing nicely
JHiggins boo to fines.

List today:
Transferred gift that I wasn't expecting to CC
DH got paid for a commission he did. £50 to pot he's got another one for next week too :T
Coffee
Packed lunch and water to work
Grab something from freezer for tea
Check surveys ,FPL and £co - should have some cash back available soon
Will go ys hunting tonight
Update calendar with events for the next couple of weeks or so
Quick shower, let hair dry naturally

Think that's all for now, I'm sure there will be more later. Enjoy your day.

Bobarella

PF thank you. Plans are ongoing but I must admit I am struggling too with having a small baby to try and work around. Today started at 4 with feeds that didnt end & then DS was up at 5am anyway. He isnt one to fall back to sleep once up for the day so we (OH and I) are both exhausted. It's hard to try and get anything done in that mindset.
I suspect I am going to have to get some sort of work evenings and weekends as I try to develop the shop into a revenue stream and not a liability. This time of year it goes dead as everyone takes breaks so less leads to chase. But come September it will ramp up through to December so I have to hit the promotion now really. Anyway bet you wish you hadnt asked now

SpekySquarehead

Good morning,

Thanks for kicking us off PurpleFairy.

Short but sweet;

Have a filling and healthy breakfast at home
Bring lunch to work
Check banks and YNAB
Arrange call with Apple support
Go a jog at lunch

Have a nice day everyone.

foxgloves

Hi to all,
Not much money saving activity today, but there again, it's been an NSD, so that's something. I've pretty much kept the faith:
*Picked fresh herbs from the garden to use with dinner tonight.
*Used up the last of May's fresh fish order.....just some fairly small pieces of hake left, so defrosted those & am making something which will stretch those into a decent meal for the two of us.
*Made some garlic pickle using some of our homegrown garlic. All recycled jars & lids from my stash, of course!
*Watered greenhouse veggies. STILL haven't found the rogue snail. Torchlight search tonight. It's causing a lot of damage & I can see from the silvery trails that it's a big one. I should think so....it's full of my bloody plants!!
*Moved some cash around to keep budgets straight & updated the grocery budget as I didn't finish this yesterday.
*Kniitted some more sock. I need to get these finished & cast on my next project which will be one of at least 3 Christmas presents I'm planning to knit.
*All free leisure today - read the Guardian online instead of buying one, watched a recorded TV prog, read a magazine that was given to me & updated my blog.
OK, cat is telling me he's about to expire, so am off to look at the state of his bowl.
F x

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 28 June 2016.

allydowd

Hi July Joculants,

Thanks for the starter PF.

On balance today has been positive. Celebrating with just an inch of Soplica on the rocks.

Debt Free-Nillionaire Continuity Plan Year Two:

* Work an 8 hour shift. Some tricky moments but I survived.

* Took a packed lunch. Didn't eat the mini choccy bar so I will have that tomorrow.

* Won a £10 voucher in the random RMSurveys monthly draw.

* Unsubscribed from a few junk emails.

* Made ice cubes from hot water. (Link)

How about you folks?

DawnW

Evening all
Thanks for the start PF

Today I have:
Blitzed the house (OH helped )
Dried a load of washing outside on the line
Walked into town for free exercise / avoid using fuel
Posted an ebay sale - nothing sold yet today though
Picked up some bits of shopping in Iceland, Savers and the local cheap shops - then had to pop into Waitrose to get Dijon mustard which none of them stocked :rotfl:
Picked up some free papers / advertising blurb thingies from Savers and Waitrose to use as free packaging
Walked dog for yet more free exercise :rotfl:
HM meals, many of the ingredients were home grown too - strawberries with breakfast cereal, potatoes, mangetout, courgettes, garlic, chillies, trout that OH caught for dinner, rhubarb pie for afters

Still to do:
See what needs watering in the front garden (it keeps threatening to rain, but doesn't, if that makes sense!)
Clear up kitchen after dinner
Try out new phone which is now charged up as per instructions
Pay milk bill online

Better get on, as I would like an early night after all that housework I think!

Bobarella

lego_mum wrote: »

Thanks PF for the start and for asking after me, my foot was quite sore by the time I sat down last night but we iced and elevated and it was stiff this morning but not painful. Been back round there this morning continuing with the flooring and its getting to the stage now were its looking good which always helps lift spirits! I've come home quickly for a quick breakfast and cuppa whilst my dad is taking some doors off and replacing others!!
Bob, I don't know how you do it!!
So far Small things wise I've
Done ys toast for breakfasts
Cleaned kitchen with stardrops
Checked banking
Checked Luckyphone

Better go, be back with a list later!

Me either Sounds like you have had a good day. Hope your leg carries on improving. I thought of your boys with the footie news how have they taken it?

Bobarella

So a long day but loads of positive stuff. OH worked from home and looked after DD whilst she napped this afternoon so DS and I went swimming. They dont charge for under 18s in our borough so just me to pay. It was such a nice bit of me time as he can swim fine so I got a few laps in. We cycled there and back so no bus fees either.

Had a meeting this morning which was really uplifting & set me on a good path for the day.

Right off for a bit of netflix & flopping on the sofa.

Night
Bob

ziggy2407

Good Evening All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Not sure where the time is going - I have a teenager :eek: the boy is 13 today. Today:

Buy small Birthday Cake for DS - Done, he'll share it with his friend tomorrow when they sleep over
Packed lunch for DH & DS - Done
Check Bank - Done
Hairdresser at home - Done
Chase up a couple of missing prizes - Done
RM Postal - Done
Footie training - Done
Read - Might manage a couple of chapters before bed
Continue purge on Emails - Done a few
Complete a few surveys - Done a few
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check https://www.freepostcodelottery.com - Done
Check Lucky Phone/Ashleigh/Numberplatelotto - Done

Love to you all!

C x

PS Does anyone have any idea where we can sell a "Go Pro"?