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removal of a CCJ

kasharic
Posts: 19 Forumite


..... evening can someone please guide on how I would proceed with taking it off my...
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Evening
I have a CCJ on my file from a couple of years ago, but last year I was informed by the solicitors pursuing the debt that the outstanding debt (£2.5k) was no longer being pursued (I was only able to repay a very small amount each month). The letter states clearly that I can, for a fee, use the letter to remove the CCJ, but doesn't elaborate. Can someone please guide on how I would proceed with taking it off my file.
Thank you
Hi,
This is from trust online.
These are the only circumstances in which a CCJ can be removed from the register :
Paying the CCJ in full within a month If you do this, details of the county court judgment are removed altogether from the register.
Paying the CCJ later You can get a certificate of satisfaction, in which case the CCJ is marked as satisfied on the register (but stays on it). Anyone who checks it will know that you have paid what you owe.
Judgment set aside You can apply for the judgment to be set aside in some cases.
Wait six years The register holds details of CCJs for six years. For them to be removed, you have to wait for this time limit.
Amend details If your details on the register are wrong (e.g. the amount of the CCJ is wrong) contact us once you’ve searched the register. We will check with the court, and we’ll let you know what they say.
http://www.trustonline.org.uk/understand-judgments-fines/ccjs-and-county-courts/removing-a-ccjI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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