Help please! SOA and Corp Card Nightmare!

Shineyhappy

I think perhaps you need to sit down and talk to your parents. When I lived at home, I lived by my parents rules and if they want to stay with you then they need to understand you need some time alone in your own home.

I think bar work is something you should seriously consider again. If your parents choose to stay living with you, then they will have to be flexible around you and reasonable if you occasionally make a noise.

I am not saying make up silly rules or treat them badly, but not many kids want their parents living with them and usually its midddle aged people having extensions/garage conversions so they have their independence from each other.

RAS

Hi

I am not quite your folks age, but you do need to have some space of your own, so i can see how the problems arise. I also had a very dependant mum who could not get it together to do anything on her own when she first retired. I used to have to lock her out of the bathroom and the bedroom to stop her coming in to talk to me. ARGH! In her house admittedly.

it does not seem that they have quite got the idea that you are an independant person, or maybe they are just so grateful for your support that they mistakenly think that getting up to see you when you get home late is one more way to repay your kindness rather than another way to get on your nerves?

So you have a couple of potentially active OAPs who do not have a lot of interests. I can also see that with them doing all the house work, you have not got a lot of the things to do at home which keep most of us busy for one day a week.

Did they live locally before they retired?

Do they have any interests at all?

What would you like to do, if you had the time, other than boozing and playing poker?

is there any chance of getting the DPs to do some voluntary work, doing house/garden work?

Rather than trying to get little part-time jobs, could dad put a notice inthe local shop and get some gardening work locally. Lots of folk would pay £8-10 an hour for lawn cutting, basic weeding and a bit of seasonal planting. If they are tird , they are more likely to sleep through if you come in late.

And yes, you need to sit them down and explain that you love them but you do need some space, which means being able to come home late without worryignabout waking them. For heaven's sake, what sort of love life do you have?

selfemployeddebtbuster

Ring around all your lenders before entering into an IVA or bancrupcy and ask them to lower your APR on the cards, tell them the situation, at the end of the day you have nothing to lose.

I have just had three cards lowered to 15.9% from 22.9% which I am well chuffed about.
(These all started as 0% cards when they increased the rate I couldnt take another card out because of my situation so was trapped each one was maxed up hence my debt)

They wont want to lose you as a customer with the amount you are earning they want you to continue paying them and not having it more than halved by an IVA.
I spoke to customer retention if that helps.