Wednesday 6th July - what small DFW things will you do today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Good morning frugal ones :hello:

Happy hump day my Wednesday will mainly look like this:

Check banking, as expected
Check surveys (not much about at the moment) and FPL
Meals from stores, must get something from freezer in a minute
Last of weekends ys raspberries with other fruit and yogurt for breakfast
Packed lunch and bottle of tap water to work
Hot drink for commute
Out volunteering tonight
Send off stuff to mortgage co for new fixed rate
Washing out on line I did overnight
Quick fly lady of kitchen and bathroom
Print off something at work

Lovely sunshine here this morning, hope it's a nice day wherever you are. Enjoy. PF

JHiggins91

Good morning everyone, hope we're all well.

Glad to say that everything that was on my list yesterday I got done, APART from the payment to Barcaycard

Was so annoyed yesterday. Went into town as I had to pick up OH (couldn't be avoided) and so parked in a Q Park carpark as I quickly ran to get her (help with her bags) and come home. She decided to jump into boots to get some suncream for our hols on Sat (with her advantage points) so with my back breaking I decided to go to the car to put the bags in. Got to the carpark, my ticket was nowhere to be found Retraced all my steps as well as asking information desk at the shopping centre and nothing so had to pay full day parking to get home when it should have just been about £2.00. So annoyed at myself

Anyway, rant over - today looks like this:

Frozen sausages for breakfast - DD munching on them just now
Quick tidy-up of the house
Run over the grass with the lawnmower
Take a big bag of Mrs clothes to cash for clothes
Down to parents as they have kindly bought some holiday clothes for my daughter
Early night tonight

OH won two tickets to the Scottish Open golf tomorrow (put £1.00 in a raffle for myself as I love golf) so my Father and I are heading up. We're in Glasgow and this is in Inverness so a long drive in the morning, probably leave about 6ish.

Hope you all have a great day

J

jlbilling

Morning :-)
Today I've done the washing, it's hung out on the line, going to clean the living room, clean out the car, pop into town and pay the £30 I have spare this month off my Halifax credit card then I've picked up some extra hours at work tonight and a few more over the next few days. Busy busy. Have a good day everyone ��

foxgloves

Hello Wednesday Savers,
A few offerings from me today:
*Cleared the ironing basket but made sure only to iron what really needed it.
*Quesadillas for lunch to use up leftover tortilla wraps. Kicked in a stray half onion too.
*Tried different salon for haircut. Saves so much having a dry cut. She's done a fab job & despite taking off at least 10cms of hair & a cut that needed precision, the price was just £8. I could hardly believe it!
*Bit of watering & veggie garden maintenance.
*Update grocery budget & move some funds around.
*Jacket potato night. I will make coleslaw & have that with cheese & salad. Mr f has freezer-dived a large portion of pork stew.
*Knit
*Bought the yarn for knitting a Christmas present today. Needed 5 balls & they were reduced to £1.50 each. Pattern was free so £7.50 for Mum's main gift is a great price, I think. Just got to put the time in to making it now!
*Parked on edge of town & walked in to save £2.80.
*Free coffees & 'Guardian' at Waitrose.
Must go & cheer up my tomato plants now.
F x

Bobarella

JHiggins how annoying about the ticket. How much did you end up having to pay?

I had my own irritating thing today. I had an item sell on ebay but the buyer then turned around and said it was too far away. As it was collection only I have had to relist it. We are talking about a £180 sale so Im gutted really. Thought it was too good to be true.

DawnW

Evening all
Grandma day today, so achievements were limited!
Posted 4 ebay parcels
Not spent anything apart from this
Sold another item, which I will need to get ready for posting tomorrow
HM meals from stores
GD decided it was 'pancakes day', so we made pancakes :rotfl:
Also played in the sand, watered the back garden pots, picked the strawberries (and ate most of them ) drew with wax crayons, went to the park, fed the ducks, watched endless reruns of peppa pig, whew!

House is a tip, so may start on that after dinner (which OH is preparing )

allydowd

PurpleFairy26 wrote: »

Good morning frugal ones :hello:

Happy hump day

I had forgotten it was my hump day. Looks like this is going to be a 50 hour working week for me. Quite tired, but counting the pennies.

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 28 June 2016.

JHiggins91

Bobarella - £16.00 😕 so annoyed about the whole thing! My own fault though

Bobarella

JHiggins91 wrote: »

Bobarella - £16.00 😕 so annoyed about the whole thing! My own fault though

Yuck. Sorry to hear it.