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Precise Mortgages - how long from application to offer?

edited 30 November -1 at 1:00AM in Mortgages & Endowments
1.2K replies 218.8K views
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Replies

  • lsuttonlsutton Forumite
    47 posts
    1st time buyer - it's terrible I don't know why I am bothering to spend £500 on the broker.
    I kinda know they are going to ask for more documents so I don't know why they don't ask for them.....the silence is worse!

    Wishing you all the luck tomorrow xx
  • Hi Lsutton

    You've paid them? you should ask for a refund when this is all over! They get paid by precise if it goes through anyway!

    Mine are free and I still complained! :)

    Hope you get some news today too xx
  • Sarbs900Sarbs900 Forumite
    3 posts
    Hi everyone,

    We have been going through this application process since 14/06, valuation was done 28/06 and received back 04/07. I have sent them so much paper work over these last few weeks fingers crossed that is the last of the going backwards and forwards!

    I received an email from my broker yesterday advising she had just received confirmation from Precise that our application has been passed onto the team for all the pre-mortgage offer checks! Has anyone else had this done an if so how long after did you receive your offer. Fingers crossed this is a good sign.

    Thank you x
  • Missymae0Missymae0 Forumite
    85 posts
    Ninth Anniversary
    We've received our offer! So relieved that the wait is over before the weekend!

    Good luck to those still waiting.
  • Sarbs900Sarbs900 Forumite
    3 posts
    We have just received our offer also!! So so happy!!! 4 weeks to the day from start to offer so actually not that bad just felt like so much longer
  • lsuttonlsutton Forumite
    47 posts
    Fab you got your offers!

    Missymae can I ask about the £400 savings you spoke about - did you have to provide any further info on this or stop it etc?

    I have a similar thing come out my wages but they haven't said anything yet which I find strange to be honest considering how picky they are.

    I believe they have been asking my broker for documents but I've been unaware !
  • Missymae0Missymae0 Forumite
    85 posts
    Ninth Anniversary
    Hi Isutton

    No we explained that it's shares that we can stop and I assume they could see the figures on the payslips that we had already provided so we had no more questions or evidence, the explanation was enough
  • lsuttonlsutton Forumite
    47 posts
    Thanks missymae

    Was the £400 included as part of your affordability calculation?

    My £165 hasn't been taken into account as apparently deductions from wages don't have to be...
  • We got our offer today too ���� So happy! Happy for you all too and LSutton wish you the best of luck and advise you just keep chasing- it helps!
  • lsuttonlsutton Forumite
    47 posts
    So pleased for you 1stimebuyer - congratulations x
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