Forum Home» Mortgages & Endowments

Precise Mortgages - how long from application to offer? - Page 43

New Post Advanced Search

Coronavirus: The latest from MSE


The MSE team is working extremely hard to keep the info we have about your travel rights, cancellation rights, sick pay (and more) up to date.
The official MSE guides: UPDATED MSE Coronavirus Guides

NEWSFLASH


New, free ‘Academoney’ course from MSE and the Open University launches
All the key areas of personal finance are covered, so that you can master your money decisions


Precise Mortgages - how long from application to offer?

edited 30 November -1 at 1:00AM in Mortgages & Endowments
1.1K replies 197.4K views
14041434546109

Replies

  • GibbslGibbsl Forumite
    15 posts
    No nothing as yet x
  • lsuttonlsutton Forumite
    47 posts
    Don't worry it will be fine x
  • GibbslGibbsl Forumite
    15 posts
    Ok so a quick update, I came home from work to a direct debit confirmation letter and then an email from my Broker around 6pm with 7 queries and 4 questions relating to transactions on bank statements. Thankfully after reading everones posts on this thread i have been collating everything and anything that may be relevant and scanning to my pc to have at ahand if needed, luckily its paid off. I was mainly asked for 3 months statements for a savings account, P60's, recent payslips and a tax credit question (which i can respond to via email). I also have to return the signed declaration. The rest of the above info has to be sent back via post which is a pain but is now all in the envelope ready to send recorded tomorrow! Fingers crossed no secondary questions arise from the lot ive just answered lol! x
  • lsuttonlsutton Forumite
    47 posts
    That's good news you have had some progress!

    Im surprised i didn't have questions about bank statements but still time yet!

    Were they just questions about transactions/direct debit?

    It doesn't make sense why they don't just ask all in one go as I know they are going to want confirmation about my credit union payment yet nothing asked today!!
  • lsuttonlsutton Forumite
    47 posts
    Was that more payslips you had to provide?
  • GibbslGibbsl Forumite
    15 posts
    Yeah just a few questions surrounding transactions and if they are to continue. Had to supply June payslip am assuming that is because we are into July now. They also asked for dates as to how long my OH lived at an address we lived at over 12 years ago. x
  • lsuttonlsutton Forumite
    47 posts
    An address 12 years ago- that's crazy...

    Just had an email out the blue this morning from estate agent saying they are going to do the survey today!
  • Missymae0Missymae0 Forumite
    85 posts
    Eighth Anniversary
    Really hoped we would have an answer this week but just been told by broker that we will not hear until next Tuesday at the earliest.
    Valuation was carried out Monday, we had the report back Tuesday so I shouldn't really be surprised as it seems to take a week for each step.
    Another long weekend of waiting ahead for us ��
  • FaithshaloFaithshalo Forumite
    15 posts
    @missymae we had our valuation on 29th June and we still haven't received our offer... Supposedly it should be today or tomorrow at the latest... :/ Until we have it we can't set an exchange and completion date... I'm happy we are nearly there but its so stressful waiting.. We can't arrange anything until we have the completion date... :( Hopefully yours won't take so long...
  • Missymae0Missymae0 Forumite
    85 posts
    Eighth Anniversary
    So a week since valuation for you so far?
    I guess I was being too optimistic hoping for a decision the same week as the valuation.
    Did they ask all the questions before they valued? We had 2 weeks of back and forth before they sent it for valuation so was hoping it would be a case of checking the report and issuing the offer.
    Fingers crossed you will get your offer before the weekend, let us know
Sign In or Register to comment.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support