House price inflation here to stay?

economic

Thrugelmir wrote: »

I'm happily totally debt free. Cash is king :beer:

Currently investing in RMBS at a nice yield in my SIPP.

im wondering whether to pay down th emortgage or release equity at these low rates.

CLAPTON

economic wrote: »

im wondering whether to pay down th emortgage or release equity at these low rates.

I dislike that phrase, why can't people just say 'borrow more on my mortgage'?

padington

cells wrote: »

These are the results over the last decade from Land registry (April 2006 --> April 2016)

Northern Island -18%
NorthEast -7%
Wales +4%
North West +7%
Yorkshire&Hum +9%
West Midlands +15%
East Midlands +15%
Scotland +19%
South West +23%
East Eng +32%
South East +47%
London +91%

UK +27%

If you can show me an article from him that predicted anything close to the above my hats off to him

What the above shows is that the UK average is mostly meaningless people dont buy one UK unit of property they buy in a certain region. This is why the banks when they use indexation figures for remortgages dont use the UK figure but the regional figure.

UK Property has not been a great investment over the last 10 years apart from London and to a much lessor degree the South East. Even in London there has been a divergence between inner London which has done better than outer London.

Here's him saying what you said last year ...

http://www.marketoracle.co.uk/Article53101.html

cells

padington wrote: »

Here's him saying what you said, last year ...

Yes he simply said that prices in the regions varied which is good but not what I was asking for. I was asking for a video or article some time ago predicting the future trend of the regions

eg how many people said 10 years ago London prices would double, but that much of the north and midlands would be flat and gave reasons for it.

westernpromise

iantojones40 wrote: »

Genuine question (which I'm not clever enough to know the answer to)...
What do you think would have happened to house prices since 2008 in what is supposed to be a free market, if there had been:
No QE
No ZIRP
No HTB
No FFL

If the market had had none of those things, it would point to the economy having been profoundly different over that period. If you can outline what you think those corresponding differences looked like, it might be possible to consider your question. Otherwise it's a bit like asking what would have happened if the Luftwaffe had had jet fighters in the battle of Britain.