Friday 1st Juky - what small DFW things will you do today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Juky - how did that happen :rotfl: both the typo and getting in to July :eek: where did June go. It's been so busy, Ho hum, less time to spend I guess.

Hope you slept better legomum

Got loads of ys stuff last night in my visit to me w I also won a raffle at a meeting I was at so for 50p I got a bottle of branded squad (something not seen in my house for many a year :rotfl:), punnet of strawberries and 2 ready made jellies. Not bad :T

Today will mainly look like this:
Check banking, update sheet as its the first have a few things going out
Have a mystery £31 from my employer showing as a pending credit on Monday - will investigate today whilst in the office
Check surveys and FPL, do a survey from yesterday on my desktop as it wouldn't work on the pad
Meals from stores
Take lunch (10p rice pot thing from last night) to work plus hot drink for commute
List 5 things on fleabay - must do this
Hang washing out that washed overnight on cheap
Make cake in bread maker of weekend use something from use up box
Double check my July to do/annoying things list.

Check back tonight. PF.

SpekySquarehead

Morning,

I was threatening to start a thread and I had a sneaky suspicion someone may be doing it at the same time! Glad I didn't and thanks for kicking us off PurpleFairy.

Today will be a spend day for me as I've for dinner booked for the GF and I so list is as follows'

Enjoy breakfast at home - Done
Take lunch to work - Done
Check banks and YNAB
Check free postcode lottery
And learning from you Purplefairy, I'll start a July to-do list.

Have a good day everyone

JHiggins91

Good morning everyone!

Sorry I've not posted on this in a long, LONG time, I've still been following and reading most days just been too lazy to post.

It's my day off today so thought I'd be a bit more pro-active and actually touch base.

Today will be:

NSD as all food/drinks etc in for the week
Pick up OH from town from work at 2pm
Tidy up house - done
List up/reevaluate prices on items on Gumtree

Have a great day everyone!

J

Bobarella

Hi All

Thanks for the start PF

My ebay pot was boosted by another £7 last night so total sales in June was £80. Particularly pleased as that is another 3 of many hundreds, of comics gone out of our home.

Good luck to your sister Legomum

Back later

Bob

foxgloves

Greetings Frugalistas,
Busy day so far. Have come to a temporary standstill as have been banned from lifting the hoover upstairs because of my poorly arm. Today's money saving activity:
*Cleaned all of downstairs using minimal products & washable cloths.
*Paid 2 x 50ps into my sealed pot.
*Pulled a little bit more rhubarb.
*Watercress starting to go a bit stringy & to bolt so have cut it right back (some of it will regrow) & turned the big bunch I cut into watercress soup - one of my favourites. A portion for lunch & 2 for the freezer. Told you I'd gone into Recession Mode!
*Baked cake to take along to a community event I'm attending tomorrow. It's in the oven, just having a few more minutes as the centre wasn't quite cooked.
*Tidy fridge & pantry ready for tonight's online grocery delivery. Fractionally under budget & hopefully we'll have got the free cat food for cat to try.
*Energy provider meter-reading portal still malfunctioning so submitted meter readings using the online customer services form instead.
*Entered a competition.
*Uploaded a Sparks card offer onto card in case we visit city centre on Sunday - buy one hot drink, get one free. I don't really find that the M&S Sparks card does much to lure me into the shop......to be honest, I'd rather just rather they had some clothes I like, these days.
*Water greenhouse veg & feed tomatoes, cukes, courgettes, etc. Chillies are setting fruit now, so will chuck a bit of feed their way as well.
*Trying the Dave Ramsey podcast. I have listened to 3 or 4 but unsurprisingly, I'm finding it too specifically American for UK audience. The basic debt-avoidance/debt-free stuff applies to everyone but there is obviously so much stuff about US companies, rules, law, situations, so I think I will give up on this & investigate different podcasts. I like the RHS one for gardening, but would quite like a frugal lifestyle/'green' issues one, so will have a look.

(Hang on....just trying cake again............nope, needs another 8 mins, I reckon. I'm busking it because I've altered the original recipe so much, that the cooking time instructions are fairly irrelevant).

*Continue to treat poorly arm with ice & try to attempt not to use it in ways that cause it to hurt more.
OK, that will do for today.
f x

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 28 June 2016.

allydowd

foxgloves wrote: »

*Trying the Dave Ramsey podcast. I have listened to 3 or 4 but unsurprisingly, I'm finding it too specifically American for UK audience. The basic debt-avoidance/debt-free stuff applies to everyone but there is obviously so much stuff about US companies, rules, law, situations, so I think I will give up on this & investigate different podcasts. I like the RHS one for gardening, but would quite like a frugal lifestyle/'green' issues one, so will have a look.

There's gardening and money programmes on BBC iPlayer radio.(Link)

And there's some on Friends of the Earth's website too. (Link)

And also Greenpeace. (Link)


Not sure if they're to your taste though...

allydowd

Hi July Joculants,

Thanks for the starter PF.

I was working overtime this morning but have this afternoon off. It was a tricky one but I made it through. :T

Debt Free-Nillionaire Continuity Plan Year Two:

* Checked online banking.

* Paid rent and council tax on time.

* Did RM Surveys.

* Was too busy to eat my mid-morning snack.

* Chased up a declined Quidco payment. It's only for £4 but worth a shot.

* Watch DVDs from the back of the cupboard.

* Unsubscribed from a tonne of rubbish emails.

* Read the meters and submitted the readings online. We are back on track with our usage, thanks to a week away from home.



Freebies:

Free dog food sample (Link)



How about you folks?

Bobarella

Legomum well. With the way the current employment situation is, those odds dont sound that bad. Ive heard of jobs where hundreds turn up. Hard for all concerned. My fingers and tows are crossed

Foxgloves sorry to hear about your arm btw...

foxgloves

Ally - Thanks, will try some of those.

Lego mum - I am stepping up all my money saving activities to shore up our household ready for the economic recession which I think will be unavoidable as the UK attempts to go it alone. That's what I meant when I said I was in 'Recession mode'.
F x