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First time buyer / HTB ISA
lnesbitt
Posts: 188 Forumite
Is there an amount of time before you can become a first time buyer, in order to qualify for the HTB ISA?
I have previously owned, but not for nearly ten years... that extra money awarded to the HTB ISA would really help.
As far as I can see, once you've owned, you've owned. Would LOVE someone to prove me wrong, though!
I have previously owned, but not for nearly ten years... that extra money awarded to the HTB ISA would really help.
As far as I can see, once you've owned, you've owned. Would LOVE someone to prove me wrong, though!
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Comments
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You will never be a FTB again.
Some lenders might allow you an FTB product, the Government doesn't.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
kingstreet wrote: »You will never be a FTB again.
Some lenders might allow you an FTB product, the Government doesn't.
Thanks, kingstreet - was always worth asking! I'll get there again in the end
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In theory, what would happen if I bought with my boyfriend? He's a FTB. So could he open the HTB ISA and put it towards a house if we had a joint mortgage?0
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Your other half WILL be able to have a FTB ISA and be able to claim the bonus as you will both be treated individually.Mortgage - £124,903 Sept 2016-Jan 2017 OP target £1,750/[STRIKE]£1,550[/STRIKE]0
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