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Mortgage application not FTB
jojo9239
Posts: 322 Forumite
So we popped our house on the market accepted an offer and we made offer on a house which has been accepted 
So we aren't first time buyers but we recently remortgaged this house as our fixed term deal ended so we switched. I have about £6k of debt (4 on a car loan and 2 on a card) hubby has about £2k we are putting £30k (hopefully) down on a £150k house what's our chances of getting mortgage approval? We have never missed any payments but our score on noddle is just 3 out of 5 I'm just worried now and our broker isn't in office till Wednesday. X
So we aren't first time buyers but we recently remortgaged this house as our fixed term deal ended so we switched. I have about £6k of debt (4 on a car loan and 2 on a card) hubby has about £2k we are putting £30k (hopefully) down on a £150k house what's our chances of getting mortgage approval? We have never missed any payments but our score on noddle is just 3 out of 5 I'm just worried now and our broker isn't in office till Wednesday. X
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Comments
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You need an affordability calculation, and you should really have done that before putting offers on houses - in the meantime go to the lender you are currently with, use their online affordability calculation. It should give you a rough idea of what you can borrow.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
We have an agreement in principle for £220k
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