Mortgage application - separated

ddvilanova

Hello, I am currently separated and in the process of applying for a mortgage application.

I have received a set of questions from a solicitor, one being my marital status: Single, Married, Divorced, Widowed.

Technically I am married therefore, but have been estranged for over 1 year now.

By marking the form as single, will the solicitor and lender confirm my marital status?

On the flip side, I dont think they would accept a single application from a married person.

I dont know what to do!!!

Thrugelmir

As you are married then you've still have a financial relationship with your estranged ex.

ddvilanova

The only financial tie we had was a joint account, which she is now no longer part of.

We have no other shared accounts for anything.

Floxxie

Until you are divorce, you are still married.

Detroit

You should tick married, but if there's a text box put married but seperated.
If there's no place to indicate you're separated ask your solicitor how to make this clear.
It's important that your married but separated status is understood, as it is different from being married and together, and from being single and not legally bound to someone, and this needs to be clear to the lender.
They may require your husband to sign to say he doesn't live in the property and has no claim to it, for example.
It's a very common situation to be in though, and lenders absolutely do accept single applications from married people.