Friday 24th June - what small DFW things will you do today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Morning all :hello:

Happy Friday it's payday :T done the big money shuffle and paid a big chunk off debt that I earmarked for this month. Money into lots of 'virtual pots'

My list for today:
Meeting some friends for breakfast, generally cheaper than going for any other meal and will come from general 'spends'
Other meals from stores
Checks surveys and FPL
Washing out on line, another one in on cheap as I was up early
Post birthday card - stamp from RM survey
Check phone data
Go to diy shop and look at door frames
See if I can find a 'stick' for my tomato plants - sure there is a better word but can't think of it this early
Need to call and make mortgage appoint - don't know how brex1t will affect that

Check back later. PF.

SpekySquarehead

Goooooooood morning,

Shattered today, so it'll be a short list as I fancy a chilled (lazy) day;

Bring snacks and lunch into work - Done
Check banks and YNAB
Rack a NSD (dubious)
Have a chilled day
Make an appointment with Apple

My god that is a small list.

Have a good day.

Baileys_Babe

Thank you Purple Fairy for starting the thread today.

Weather very changeable, very heavy rain showers and then bursts of sunshine, followed by overcast. Washing drying on the airier.

Today I have/plan to:
Make bread
Make a chocolate cake
Meals from stores, sticking to meal plan
rm survey
FLP
Ashleigh
No heating
Entertain children for free
Educate children for free
Soak porridge overnight
Run DW overnight
Run WM overnight

Nothing exciting, just the usual things that are helping us to achieve debt freedom.

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 7 April 2016.

maria3104

Been a very strange day. Rain one minute dry the next.
Am exhausted after a long week and am now in bed thinking!
Take care all.
Maria

allydowd

Hi June Jubilatants,

Thankfully "Captain Calamity" is making good progress. She's almost able to function thanks to continued use of Mammoth-Strength painkillers.

What a day politically!

Just a few wee things today.

Debt Free-Nillionaire Continuity Plan Year Two:

* Checked online banking.

* Did RM Surveys.

* Bought nothing in the canteen at work.

* Paid the rent on time.

* Car Breakdown Cover expired on first of June. Have only just renewed it. First week of the month we were hardly going to use the car, second week we were in Mallorca, third week we were unwell, so there was little point buying cover. Anyway got full cover from Start Rescue again for £49.50. That covers both of us driving in the UK, home-start, accommodation, key cover, and alternative transport. This was a reduction of £5.50 on last year for loyalty and I'm hoping for some cashback through Quidco too. I recommend this company. (Link) Cover starts at £16.45 for a YEAR. Read the Ts and Cs, of course. Love their website and App too, they're simple.


How about you folks?

PurpleFairy26

Ally thanks for the tip on car cover. We did a 'deal' with R8C last year and got the newbie rate, but was still higher than your value. I will note their name on my renewal sheet made a decision on the job yet?

allydowd

PurpleFairy26 wrote: »

made a decision on the job yet?

Nope, sleepin on it!