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Nationwide DIP question

anyone happen to know if nationwide's DIPs tend to be fairly full assessments? I know they do a hard search and had read somewhere that they do a reasonably comprehensive scoring at the DIP stage...

Yes, I realise nothing is guaranteed, but wondered if any of the "pros" out there had any insights in to whether their DIPs tended to be fairly "high confidence"?

Thanks!

Comments

  • kingstreet
    kingstreet Posts: 39,434 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pretty much nailed on as long as the input data and supporting docs all match up.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Excellent, thank you Kingstreet! Was surprised how little they actually asked for - proof of identify, latest payslip and proof of last 2 annual bonuses and that's it (so far). Should all match up :) happy days!
  • LadyV2508
    LadyV2508 Posts: 45 Forumite
    We are first time buyers and went with Nationwide and i cant fault them - went from DIP to mortgage offer in 7 days.

    Very efficient and only asked for 1 payslip from us (i think it varies from person to person though).

    Good Luck :beer:
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