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County Court Claim Made By Lowell (old O2)

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Hello all.

I received a County Court claim from Lowell yesterday for an old O2 account.

I have registered for MCOL and stated that I intend to defend the claim but not exactly sure what do write / do next.....can anyone help

Thanks xx

te of claim - 19/06/2016

Particulars of claim -

The defendant entered into an agreement with o2 under account reference *****

The defendant failed to maintain the required payments and a Default Notice was served and not complied with

The agreement was later assigned to the claimant on 28/06/2015 and notice given to the defendant

Despite repeated requests, the sum of 265 remains due and outstanding

And the claimant claims

a) The said sum of 265
b) Interest pursuant to s69 county courts act 1984 at the rate of 8% per annum from the date of Assignment to the date of issue, accuring at a daily rate of 0.0044 but limited to one year, being ****
c) costs

Comments

  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi there and welcome to MSE,


    I am afraid I cannot offer you any legal advice but I can give you some guidance about the forms. It sounds as though you have already done your Acknowledgement of Service form online which is good (that had to be done with 14days - which you have done). Next you need to get some legal advice about your defence.

    A defence is a legal reason why you do not owe some/ all of the money. You will need to complete the defence and counterclaim form within 28days of the date of service of the forms. If you don't have a date of service then use the issue date to be safe. You will also get an additional 5 days for postage from Northampton County Court.


    If you decide not to go down this route and actually you believe the money is owed then you could fill in the Admission form instead (same timescales). We have a factsheet that may help you. Good luck,


    Laura
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • sourcrates
    sourcrates Posts: 31,519 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Hi,

    You need to follow this link to legal beagles and ask on there.

    They love Lowell and especially Brian Carter solicitors.

    They will help you with dealing with the claim :

    http://legalbeagles.info/forums/forumdisplay.php?105-Received-a-Court-Claim
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Marktheshark
    Marktheshark Posts: 5,841 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    They are known to take 45p in the pound of the claimed amount paid in 3 instalments.
    I do Contracts, all day every day.
  • fatbelly
    fatbelly Posts: 22,951 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Legalbeagles is the way forward here

    They have listed 3 documents in their POC:

    agreement
    default notice
    notice of assignment

    You are entitled to ask for sight of these under Civil Procedure Rules - that link gives the details
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