Wednesday 22nd June - what small DFW things will you do today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Morning all :hello: happy hump day

My Wednesday will mainly look like this:

Check banking - done no change - 2 days til pay day
Check surveys and FPL and cashback sites
Collect parcel from local click and collect for free. Moved money from present account already. Gift for baptism we're going to at weekend, mum donated a card I also picked up a couple of Christmas presents on the sale too
Meals from stores
Left overs for lunch and breakfast
Quick fly lady of kitchen
Hot drink on commute

Bit if a boring list but needs must PF

SpekySquarehead

Good morning,

Thanks for kicking us off today;

Yesterdays list
- Bring breakie and lunch into work - Done
- Check banks and YNAB - Done
- Phone docs - Done
- Get some free exercise - Done
- Drink plenty water - Done
- Tidy the house - The opposite. It's messier!

Todays list;
- Bring breakie and lunch into work - Done
- Check banks and YNAB
- Get some car insurance quotes
- Get some exercise
- Drink plenty water
- Tidy the house

Hope everyone has a nice day.

determined_new_ms

Hi PF & SSh :wave: and hi to everyone who follows thanks for starting the thread PF:). No need to be embarrassed about getting xmas gifts :)stashed! Perfectly good sense to me!

Not sure what I have planned for today. Will go to the allotment for an hour - have dgd so can't go there for too long or it will kill her joy for it! Will take a picnic, a ball, and colouring books and pens to hopefully keep her occupied.

Measure up plot to start looking for black plastic to mulch (after spending 15 hours cutting back weeds and digging I have changed plot! Have been told that the new one has better soil, it's in full sunlight. But the deciding factor was being told my lot can suffer from the river bursting its bank and if that happens all of the veg can be lost )

All meals from stores need to check fridge and decide what to have. Might do lamb roast

Take dgd to wildlife park - it's just up the road and we have our membership so will be free

make banana muffins & some soda bread

Submit meter readings

another NSD with this not buying it challenge I think at the moment I'm only spending money 1 or 2 days a week :money:

photo a load of things to start listing things on fleabay

read mse email

That'll do. Happy Wednesday everyone x

plainandsimple

Hiya fellow DFWers.
Today's list:

- clean the house
- review budget and check bank
- work this avo
- get some cooking / baking done (planning a few banana loafs, bean stew, bread of some sort and oat and banana pancakes)
- choose joy
- give DH a huge, long hug (sometimes we get so busy we forget to remember each other)

Hope it's a good one for you all.

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 7 April 2016.

allydowd

Hi June Jubilatants,

A tougher day at work today but was able to get home a bit early. "Deep joy", I thought....

...then I arrived home to find DW sprawled on the sofa having somersaulted forwards out of the back door, down the steps and landed in a heap on her back against a metal gate. :eek: She'd lain there for ten minutes unable to get up.

So, apart from the human catastrophe which is bad enough, I am now trying to juggle all the household duties with work until DW recovers. I may be away a while.

Debt Free-Nillionaire Continuity Plan Year Two:

* Checked online banking.

* Did RM Surveys.

* Bought nothing in the canteen at work.

How about you folks?

DawnW

Evening all
Thanks for the start PF
Hope your DW is ok Ally

Looked after little GD all day, exhausted now, and suffering from Peppa Pig overload :rotfl: Apart from that:
HM meals from stores
Made some biscuits with GD, who arrived armed in readiness with a very fiddly rabbit shaped biscuit cutter :rotfl:
Nothing spent today
Entertained GD for free, including a run round the park with the pup
Sold 2 ebay items - got to pack these now
Did some surveys

And that is about it - must go outside in a minute and see if anything in the little greenhouse wants watering - it has rained enough outside today for everything else!

PurpleFairy26

PurpleFairy26 wrote: »

Morning all :hello: happy hump day

My Wednesday will mainly look like this:

Check banking - done no change - 2 days til pay day
Check surveys and FPL and cashback sites
Collect parcel from local click and collect for free. Moved money from present account already. Gift for baptism we're going to at weekend, mum donated a card I also picked up a couple of Christmas presents on the sale too
Meals from stores
Left overs for lunch and breakfast
Quick fly lady of kitchen
Hot drink on commute

Bit if a boring list but needs must PF

Done everything apart from collect parcel, will do tomorrow when I'm out anyway rather than extra journey.

Also snaffled 3 croissants from work that we're going spare. Being good so they'll go in freezer. Did a couple of surveys.

Off to investigate replacing door frames, want to do it ourselves.

Ally do hope t'other mrs d is ok. Make sure you look after yourself too.

Baileys_Babe

Purple Fairy thank you for starting the thread today.

Ally wishing Mrs D a speedy recovery.

Today was a LSD, treated myself, dn, dd, ds & BIL to ice creams. BIL did offer to pay half, but as it was my idea I declined, he said it would treat us next time.
Apart from that I dealt with a frog and feel much better for it, why do we let things build up for so long?
WM & DW set for overnight, porridge ready for the morning.
Ashleigh and FPL checked as well as library loans.
RM survey done.
Children educated and entertained for free.
Heating off as well as lights and appliances when not being used/needed.
We stuck to the meal plan and ate all meals from stores