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2 year fix with Scarborough - 5.44%
dixie_dean_2
Posts: 1,812 Forumite
Not sure if this is the right place to put it but anyone looking for a 2 year fixed deal should check out scarborough building society. I think it might be an exclusive offer from a new branch in Leeds on Albion Street. 2 years, fixed at 5.44% with a £499 arrangement fee, including legal free legal work but excluding valuation. For 2 years its a really good deal. Hope this helps someone.
And if, you know, your history...
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Comments
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Leeds building society have a 2 year fixed rate at 4.99% with no fees and no early repayment charges.
But remember everyone, there is more to a mortgage than a headline rate, its all down to the underwriting criteria - you may or may not fit.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
MortgageMamma wrote: »Leeds building society have a 2 year fixed rate at 4.99% with no fees and no early repayment charges.
I thought that sounded too good to be true and indeed it is!! It may have no early repayment charges but as to having no fees, what would you call a 3.25% completion fee. Possibly the highest fee I have seen so far!0 -
That was exactly the point I was trying to make. Thank you.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
MortgageMamma wrote: »That was exactly the point I was trying to make. Thank you.
Why? It really isn't difficult to find out the fees or rate, you don't need to be a broker to do that. You said in your post that the product has no fees, which is plainly wrong.0 -
It was a deliberate attempt at highlighting that mortgages are not always what they seem at the first glance. If you want to be arguementative about the interpretation of my post and try to highlight it as an error on my part that is ok, but you will be talking to yourself.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
MortgageMamma wrote: »It was a deliberate attempt at highlighting that mortgages are not always what they seem at the first glance. If you want to be arguementative about the interpretation of my post and try to highlight it as an error on my part that is ok, but you will be talking to yourself.
Fine, personally I just think you were wrong.0 -
I think it's pathetic that you are still trying to grind your little axe when I'm trying to offer help to people with a deal that, as you know, is better than anything you can offer (dependant on circumstances of course, before you start chelping on)And if, you know, your history...0
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